YARD CARD FINANCING PROGRAMS (available through January 31st, 2019)
| Program | Description |
| Yard Card - No Interest for 48 Months with Equal Payments* |
* No Interest for 48 Months with Equal Payments
: Minimum purchase amount of $1,500 is required to qualify for this offer.
There is a promotional fee of $125 for this transaction.
The monthly payment is calculated by dividing the purchase amount and the promotional fee amount by the number of months in the offer and will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Standard account terms apply to non-promotional purchases. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing account holders, see your credit agreement for applicable terms. This offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account. See store associate for more information. Offer expires 1/31/2019.
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| Yard Card Plus - No Interest for 48 Months with Equal Payments* |
* No Interest for 48 Months with Equal Payments
: A Minimum purchase amount of $1,500 is required.
A one-time promotional fee of $125 will be charged to the account for this transaction.
During the 48 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires Offer expires 1/31/2019.
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| Yard Card - No Interest for 54 Months with Equal Payments* | * No Interest for 54 Months with Equal Payments : Minimum purchase amount of $1,500 is required to qualify for this offer. There is a promotional fee of $125 for this transaction. The monthly payment is calculated by dividing the purchase amount and the promotional fee amount by the number of months in the offer and will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Standard account terms apply to non-promotional purchases. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing account holders, see your credit agreement for applicable terms. This offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account. See store associate for more information. Offer expires 1/31/2019. |
| Yard Card Plus- No Interest for 54 Months with Equal Payments* |
* No Interest for 54 Months with Equal Payments
: A Minimum purchase amount of $1,500 is required.
A one-time promotional fee of $125 will be charged to the account for this transaction.
During the 54 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2019. .
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| Yard Card - 3.99% APR with 54 Monthly Payments* |
* 3.99% APR with 54 Monthly Payments
: A Minimum purchase amount of $1,500 is required.
There is a promotional fee of $125 for this transaction.
We determine your monthly payment amount by applying the reduced APR to the sum of your purchase amount and promotional fee amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Standard account terms apply to non-promotional purchases. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing account holders, see your credit agreement for applicable terms. Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account. See store associate for more information. Offer expires 1/31/2019.
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| Yard Card Plus- 3.99% APR with 54 Monthly Payments* |
* 3.99% APR with 54 Monthly Payments
: A Minimum purchase amount of $1,500 is required.
A one-time promotional fee of $125 will be charged to the account for this transaction.
The Reduced APR of 3.99% will apply to the purchase for the 54 Month promotional period. A minimum payment equal to 2.026% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2019.
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| Yard Card - 1.99% APR with 60 Monthly Payments* | * 1.99% APR with 60 Monthly Payments : A Minimum purchase amount of $1,500 is required. There is a promotional fee of $125 for this transaction. We determine your monthly payment amount by applying the reduced APR to the sum of your purchase amount and promotional fee amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect your overall monthly payment amount. Standard account terms apply to non-promotional purchases. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing account holders, see your credit agreement for applicable terms. Offer may not be combined with other special financing offers. Prior purchases excluded and account must be in good standing. Offer subject to credit approval on a Yard Card credit card account. See store associate for more information. Offer expires 1/31/2019. . |
| Yard Card Plus- 1.99% APR with 60 Monthly Payments* | * 1.99% APR with 60 Monthly Payments : A Minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this transaction. The Reduced APR of 1.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.752% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2019. |
SHEFFIELD FINANCING PROGRAMS (available through January 31, 2019)
| Program | Description |
| Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019;
thereafter, 0% for 12 Months [0.55% APR*] |
Installment Promo Name: Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019; thereafter, 0% for 12 Months [0.55% APR*]Note: The above financing programs are offered by Sheffield Financial, a division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed is $500; Maximum amount financed is $50,000. Other qualifications and restrictions may apply. An origination fee of $50 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019;
thereafter, 0.99% for 18 Months [1% APR*] |
Installment Promo Name: Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019; thereafter, 0.99% for 18 Months [1% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed is $1,000; Maximum amount financed is $50,000. Other qualifications and restrictions may apply. An origination fee of $50 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019;
thereafter, 1.99% for 24 Months [1.61% APR*] |
Installment Promo Name: Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019; thereafter, 1.99% for 24 Months [1.61% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed is $1,500; Maximum amount financed is $50,000. Other qualifications and restrictions may apply. An origination fee of $50 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019;
thereafter, 2.99% for 36 Months [2.39% APR*] |
Installment Promo Name: Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019; thereafter, 2.99% for 36 Months [2.39% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed is $1,500; Maximum amount financed is $50,000. Other qualifications and restrictions may apply. An origination fee of $50 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019;
thereafter, 3.99% for 48 Months [3.24% APR*] |
Installment Promo Name: Mow NOW Pay LATER – No Interest until March 1, 2019, No Payment until April 1, 2019; thereafter, 3.99% for 48 Months [3.24% APR*] Note: The above financing programs are offered by Sheffield Financial, a division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed is $1,500; Maximum amount financed is $50,000. Other qualifications and restrictions may apply. An origination fee of $50 will be added to the amount financed in the above example. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| 0% for 36 Months [0.43% APR*] | Installment Promo Name: 0% for 36 Months [0.43% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a consumer loan, an origination fee of $50 will be added to the amount financed in the above example. On a commercial loan, an origination fee of $150 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| 0% for 42 Months [0.37% APR*] | Installment Promo Name: 0% for 42 Months [0.37% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a consumer loan, an origination fee of $50 will be added to the amount financed in the above example. On a commercial loan, an origination fee of $150 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| 0% for 48 Months [0.33% APR*] | Installment Promo Name: 0% for 48 Months [0.33% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a consumer loan, an origination fee of $50 will be added to the amount financed in the above example. On a commercial loan, an origination fee of $150 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| 1.99% for 48 Months [2.32% APR*] | Installment Promo Name: 1.99% for 48 Months [2.32% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a consumer loan, an origination fee of $50 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| No Interest until March 1, 2019, No Payment until April 1, 2019, thereafter 1.99% for 48 Months [2.24% APR*] | Installment Promo Name: No Interest until March 1, 2019, No Payment until April 1, 2019, thereafter 1.99% for 48 Months [2.24% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a commercial loan, an origination fee of $150 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| 1.99% for 12 Months [3.22% APR*] | Installment Promo Name: 1.99% for 12 Months [3.22% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum Amount Financed $1,000; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a consumer loan, an origination fee of $50 will be added to the amount financed in the above example. On a commercial loan, an origination fee of $150 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
| Sub-prime Program: 5.99% for 36 Months [6.43% APR*] | Installment Promo Name: Sub-prime Program: 5.99% for 36 Months [6.43% APR*] Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthi-ness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 620. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. On a consumer loan, an origination fee of $50 will be added to the amount financed in the above example. On a commercial loan, an origination fee of $150 will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on eligible and qualified units purchased from a participating Sheffield dealer. See dealer for product eligibility and qualifications between 10/1/2018 and 1/31/2019. Offer subject to change without notice. [“E” means estimate.] |
WESTERN EQUIPMENT FINANCE PROGRAMS (available through January 31, 2019)
| Finance Program | Description |
| 1.39% APR for 24 Months | Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
| 2.99% APR for 36 Months | Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
| 3.75% APR for 36 Months | Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
| 4.25% APR for 60 Months | Application-only to $250,000 – Additional financial information required on larger requests. All program terms and conditions are subject to credit approval (O.A.C.) * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
| Lease Program | Description |
| 400 Hours | All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners.
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| 600 Hours | All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
| 750 Hours | All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
| 1200 Hours | All programs are offered O.A.C. All contracts booked as a Lease w/stated Purchase Option. Application only to $250,000 – Additional financial information required on larger requests. Equipment Condition Rider outlines expectations of equipment condition at term-end. Equipment must run/operate as intended, less normal wear-and-tear. * $175 documentation fee, $225 in PA – additional $50 for titled equipment (i.e. trailer). 1st payment + documentation fee due at signing. Western Equipment Finance is only valid for commercial customers because they are a commercial lender and are unable to lend to consumers/homeowners. |
New Equipment Leasing Inc.
New Equipment Leasing, Inc. and NEL Financial, LLC has been a family owned and operated company since 1989. While we finance all types of equipment for various industries, power equipment has always been a significant part of what we do. Since we are self-funded and make all credit decisions in house, we can typically be more flexible with our approvals and how we structure our deals.
Let one of our experienced Power Equipment representatives show you how leasing can be a good option for your business.
Click here for the New Equipment Leasing Inc. application (new window)
| Program | Description |
| Exclusive New Every Two Year Program: |
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| 10% Buyout Option Operating Lease Program |
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| Other Programs Available |
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